Husband and her do not have any credit track record.

“Government intervention is needed for low-wage earners to own a home. This scheme provides an additional option for buyers having problems in getting the down payment for a home.”

From a young married couple to someone who just entered the job market. 

Housing and Local Government minister Zuraida Kamaruddin: “It was a proposal by EdgeProp to help those who find it tough to purchase a home."

“In 2018, the residential sub-sector had continued to lead the overall market, with a contribution of 63.4% in volume and 53.7% in value. Residential properties in established areas with efficient connectivity continued to experience capital increases."

“Banks have become a lot stricter on giving housing loans over the years but we found people have been continuously servicing their loans as they want to keep their houses.”

On the formulation of the Residential Tenancy Act  to protect tenants’ rights and avoid discrimination, Sarkunan Subramaniam pointed out that the Residential Tenancy Act has to focus on not only protecting the tenant but also the landlord as many such acts in the world tend to “overfavour” the tenant rather than the landlord.

Finance Minister Lim Guan Eng said the stamp duty waivers are applicable for unsold properties that have been completed or under construction during the six month-HOC 2019 period from Jan 1, 2019 to June 30.

HBA secretary general Datuk Chang Kim Loong: It is time for Rehda to face reality and start building more properties that the Rakyat can afford to buy. As for the current glut, the developers can either give more discounts or perhaps launch their own ‘Rent-to-Own’ programme to help the lower and middle income groups.

Organisation also wants greater push for the build-then-sell (BTS) concept.